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Newfoundland and Labrador
Regulation 2019


NEWFOUNDLAND AND LABRADOR REGULATION 59/19

NEWFOUNDLAND AND LABRADOR
REGULATION 59/19

Automobile Insurance Prohibited Underwriting Regulations
(Amendment)
under the
Insurance Companies Act
(O.C. 2019-212)

(Filed September 27, 2019)

Under the authority of section 107 of the Insurance Companies Act, the Lieutenant-Governor in Council makes the following regulations.

Dated at St. John's, September 27, 2019.

Elizabeth Day
Clerk of the Executive Council

REGULATIONS

Analysis


        1.   S.3 Amdt.
Prohibition – Refusal to provide insurance

        2.   Commencement     


NLR 80/04
as amended

        1. Section 3 of the Automobile Insurance Prohibited Underwriting Regulations is amended by adding immediately after subsection (2) the following:

             (3)  Where an insured, the applicant or another person who is or would be an insured under the contract had an accident in the past for which he or she was at fault and who, within one year of being notified of the accident by his or her insurer, made a voluntary payment to the insurer of the person who is not at fault, the accident is considered to be an accident for which the insured, applicant or other person was not at fault for the purposes of subparagraph (1)(a)(i).

Commencement

        2. These regulations come into force on January 1, 2020.